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As a family run small business, we strive to provide the best value on all personal & commercial lines of insurance at the lowest price. Knowing that we can help other families save that extra penny so that they can put it towards saving up for that family vacation or their child's college fund, means everything to us. We have years of insurance experience helping clients prepare for the unknown. Ask us about Home, Auto, Fire, Flood, Theft, and many more! We can access any insurance product so you can get the right one for you.
Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. We'll analyze your insurance needs and get you covered quickly at the right price. Even if you have questions about your coverages and want to know that you will be covered when disaster strikes. We would love the opportunity to work with you to fill in or improve the coverages that you may already have or don't have.
Everyone has different insurance needs. To us, you aren't just a client or a policy number you are someone that is trusting us to advise and guide you to make decisions that matter to you, your family even your business. We want to answer that call and make a business relationship, not send you to one voice recording to another. Let's make this the easiest and most economical decision you've made to date! Call us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets.
Rod began his career in insurance over 35 years ago as an insurance agent with Prudential Insurance Company. After working with 3 other agencies, he realized that he wanted to give more than those big named companies to his clients. This lead him to create his own agency to make sure people were treated equitably and fairly to a higher standard that he holds himself to.
Ginger began her insurance career as an account representative for Blue Cross and Blue Shield Insurance Company in the early 1970's. She left to raise her three children and finally in 2018 she began working with the family business HFPS Agency LLC.
After seeing the need to continue the work her father started with HFPS Agency LLC, Melissa became licensed in the summer of 2021. As a small business owner herself and in the medical field, she cares about people and the relationships we build to a different level. She wants to make sure every small business owner knows all the insurance policies that can make a huge difference to an owner like, Cyber Coverage, Disability Coverage or even Key Man Insurance. As a Licensed Massage Therapist, she also cares deeply to truly help people find solutions to problems that can cause stressful decisions like buying insurance.
Please contact us if you cannot find an answer to your question.
A deductible is an amount that you're responsible for in the event of a loss. This is the amount you pay out-of-pocket, and insurance covers the remainder.
When speaking with your agent to set up your policy, any valuables you are concerned about and our agent can review your policy and recommend changes to ensure your valuables have proper coverage.
No. You do not need a new home appraisal during the renewal or coverage change process.
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Monday - Friday: 8:30am - 6:30pm
Saturday: On Call 9am - 5:30pm
Sunday: Closed
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